Texas News Homeowners May Lose Potential Federal Funding Grant Aid After Applying for Disaster Loans By Texas Standard Published September 18, 2017 at 1:11 PM CDT Twitter LinkedIn Email Your browser doesn’t support HTML5 audio Homeowners may be faced with “duplication of benefits” penalties after receiving loans to rebuild.";s: Homeowners may be faced with a “duplication of benefits” penalties after applying for loans. U.S. Rep. John Culberson’s office says he is “exploring legislative solutions so that Houstonians do not experience this issue.”